Supplemental Security Income provides a lifeline to Oklahoma residents facing disability or age barriers to employment and income. If you are struggling, see if you qualify for SSI’s monthly financial assistance and other government aid programs.
What is Supplemental Security Income (SSI)?
SSI is a federal program that provides cash assistance to meet basic needs for housing, food, and clothing. It serves:
- Adults and children with disabilities
- Seniors age 65+
To qualify for disability benefits, you must have limited income and resources. SSI aims to support those who face employment challenges and have minimal means to cover costs on their own.
Who Qualifies for SSI in Oklahoma?
You may qualify for SSI benefits in Oklahoma if you:
- Are 65 years or older, blind, or disabled
- Have income below the federal benefit rate
- Have limited assets (under $2000 for individuals, $3000 for couples)
- Are a U.S. citizen or an eligible non-citizen
Disabilities must prevent substantial work and the disability payments be expected to last one year or longer. Contact the Social Security Administration to see if you meet the criteria.
How Much are Monthly SSI Payments?
SSI recipients get a federal monthly payment, plus a small state supplement. In 2023, average SSI rates are:
- $914 per month for an individual
- $1,371 for a couple
Rates are adjusted yearly based on inflation. Higher living expenses may increase your federal benefit amount.
How to Apply for SSI Benefits
You can start your SSI application:
- Online at www.ssa.gov
- By phone at 1-800-772-1213
- In person at your local Social Security office
Be prepared to provide identification, income statements, medical records, living arrangements, and banking/asset information.
After Applying – Next Steps
It takes around 3-5 months to process an SSI application and mail a decision. If your claim is approved, you’ll receive monthly payments via direct deposit or debit card.
While waiting, search online or call 211 to find local assistance with food, housing, medical care, and other needs.
What is Social Security Disability Insurance (SSDI)?
Social Security Disability Insurance (SSDI) is another program providing assistance if you can no longer work due to disability. However, to determine SSDI eligibility is based on your work history and contributions paid into Social Security through taxes.
To qualify for SSDI, you must have earned enough work credits before becoming disabled. Benefits are funded by the Federal government through your payroll tax contributions.
You can apply for SSDI at the same time as SSI. The Social Security Administration will review which program you qualify for based on your work record and current income/assets.
Key Differences Between SSI and SSDI
While both SSI and SSDI serve people with disabilities, there are some key differences:
- Eligibility – SSI based on income/resources, SSDI based on work credits
- Funding Source – SSI through general funds, SSDI through payroll taxes
- Application – SSI uses income/asset limits, SSDI uses work history
So SSI focuses more on financial need, while SSDI depends on your previous contributions to the Social Security system.
Social Security Disability Benefits for the Visually Impaired
Those who are blind or visually impaired may qualify for additional benefits with SSI and SSDI, such as medical requirements as:
- Continued payments even when working above program income limits
- Special savings accounts for work goals without reducing benefits
- Vocational rehabilitation services like job skills training
- Work expense deductions for disability-related needs
There are advantages built into these programs to support employment and independence for the visually impaired.
Other Benefits That May Be Available
Along with SSI’s monthly payments, recipients can qualify for other aid programs like:
- SNAP – Food/grocery assistance
- Medicaid – Health insurance for low-income households
- LIHEAP – Help with heating and cooling bills
- Medicare – For those receiving 24 months of SSDI benefits
Check your eligibility for these supplemental supports. Every bit helps when money is tight.
Lifeline and ACP Discounts
The Lifeline and Affordable Connectivity Programs provide monthly discounts on phone and internet service for low income households.
Lifeline offers up to $9.25 off phone bills. ACP provides up to $30/month off internet service. Qualifying for SSI can make you eligible for these programs.
Get Free Wireless Service with SSI
When you qualify for Lifeline and ACP with EASY Wireless, Oklahoma SSI recipients can get:
- FREE Unlimited Talk
- FREE Unlimited Text
- FREE Unlimited Data
- FREE Smartphone
- Choose to Keep Your Number or Get a New One
- No Hidden Fees or Contracts
- FREE SIM Card Kit
We offer FREE wireless service – not discounted plans – through the Lifeline and ACP programs. Just provide proof of your SSI when signing up.
Stay connected and reduce wireless bills with the free service you deserve.
Apply and Qualify Today!
To find out if you qualify, just fill out your email and zip code in the box below, click “Enroll Now” to get started.
It only takes a few minutes to see if you are approved for FREE Monthly Cell Phone Service from EASY Wireless.
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Start Saving Today!
Visit One of Our Retail Stores in Oklahoma
Come by one of our 30+ retail stores throughout Oklahoma and let one of our enrollment specialists get you connected with FREE cell phone and data service.
We also offer pre-paid plans with some of the best rates in the country plus a variety of discounted upgraded phones and accessories!
Contact the Social Security Administration and Start Your SSI Application Today
If you are facing financial hardship due to age or disability, supplemental SSI income can help cover essential costs. Look into your potential eligibility and apply for monthly payments right away.
The application process may seem complicated, but taking the first step is worth it. SSI provides a lifeline to underserved groups in Oklahoma – take advantage if you qualify.
