So you’re looking for some apps like Cash App, aren’t you? Well you’ve come to the right place! There’s plenty of great apps out there that work similarly to Cash App, allowing you to easily send and receive money. In this blog post, we’re introducing you to 5 of the best options. These applications make it a breeze to pay your friends or split the bill.
Transfer funds, deposit checks, and in some cases even invest or get a debit card. We’ll give you a rundown of the key features and pros and cons of each app. That way, you can decide which one might be the best fit for your needs. Whether you want an app just for friends or one with more bells and whistles, we’ve got you covered. Read on to learn about 5 fantastic apps just like Cash App!
What Is Cash App?
Cash App is a peer-to-peer payment app that allows you to send and receive money with friends and family instantly. It’s super convenient to split bills, pay rent to your roommate, or just send a couple bucks to your buddy when you owe them.
Easy
Cash App’s interface is really simple to navigate. Just enter the email address or phone number of the person you want to send money to, enter your desired amount, then send. Funds are usually available within minutes. This quickness and ease of use is a huge part of Cash App’s appeal.
Reduced Fees
Cash App doesn’t charge any hidden fees for standard personal payments funded by a debit card, credit card, bank accounts, or your Cash App balance. They do charge small fees for business payments, payments funded by a credit card, and instant transfers to your bank account. But compared to other payment services, Cash App’s costs are very reasonable.
Venmo - A Popular Payment App Like Cash App
So now that you understand cash app — let’s talk about some alternatives. Just like Cash app, Venmo is a great way to send and request money from friends without hassle. Venmo’s social feed shows payments between you and your friends, letting you split bills for things like dinners, rent, and utilities in a fun and easy way.
Free Transactions
With Venmo, you can securely send and request money from friends for free. Payments are typically available in your friend’s account within minutes. You don’t need to enter any banking details since Venmo links directly to your bank account or credit/debit cards.
Built-In Social Experience
Venmo has a social payment experience built right in. When you make a payment, you can choose an emoji and add a note to share what the payment is for with your friends in your Venmo feed. See what your friends are up to and stay in the loop when people pay each other back for last night’s pizza or rent.
Multiple Ways to Cash Out
You have a few options to get your Venmo money in your hands. Transfer funds directly to your bank account, debit card, or a prepaid card. Write yourself a check for any payments in your Venmo account balance. Or, use your Venmo account to shop at select merchants. Venmo makes it easy to get your money when and how you want it.
PayPal - The Veteran Payment App Alternative
PayPal has been around since the early days of online payments and ecommerce. As one of the first wallet apps, PayPal has built up a loyal user base over the years. If you’re looking for an established and trusted Cash App alternative, PayPal should be at the top of your list.
Send And Receive Money
PayPal’s primary function is sending and receiving money between users. You can link your bank account, credit/debit card, or PayPal balance to send personal payments to friends and family for free. PayPal charges minimal fees for business transactions and online purchases.
Buy And Sell Online
In addition to personal payments, PayPal is popular for online shopping. Millions of merchants, from large retailers to small businesses, accept PayPal on their websites and mobile apps. When you shop with PayPal, your financial details are never shared with the merchant, so your information stays private. You can also use PayPal to buy and sell items on websites like eBay.
Zelle - Bank-Backed Payment App
Zelle is a payment app backed by many popular banks such as Chase, Citizens Bank, Wells Fargo, and even Bank of America. If your bank is a Zelle partner, you already have access to a quick and easy way to send money to friends and family.
Secure
Zelle uses the same security measures as your bank to keep your information and money safe. You don’t have to provide any sensitive account numbers to get started. Just enroll your debit card or account number, and you can start sending cash right away. Zelle makes paying back friends or splitting bills extremely convenient.
Person-to-Person Payments Only
Keep in mind that Zelle is designed for personal use between friends and family. It is not meant for business or commercial purposes. You cannot use Zelle to buy or sell goods and services or transfer funds to people you do not know personally. Strict limits are placed on transfer amounts to prevent fraud and misuse. Zelle provides a simple way to send money to people you trust, but for other needs, you’re going to want to use a different payment method.
Square Cash - From The Makers of Square Reader
Square Cash is a popular mobile payment app that allows you to send and receive money with friends and family for free. Also developed by Square, the company behind the Square Reader and Point of Sale systems, Square Cash is a trusted name in digital payments.
No Fees
Unlike some other payment apps, Square Cash does not charge fees for personal payments. That means you can send money to friends and family as often as you like without worrying about extra charges. The only exceptions are payments for goods and services, which do incur a small fee.
Robust Security
Security and privacy are top priorities for Square Cash. All payments and personal information are encrypted to prevent fraud. Square also routinely monitors accounts and financial transactions for suspicious activity. If anything looks off, they will temporarily lock accounts to prevent unauthorized use of funds or sensitive data.
Remitly - Start Sending Money Internationally
Remitly is a popular mobile app for making international transfers. Just like Cash app, it allows you to send money to friends and family, pay bills, and transfer funds between accounts. However, Remitly specializes in international money transfers, so it may be a good choice if you frequently send money abroad.
Low Fees
Remitly charges very competitive fees for international transactions. Their exchange rates are locked in when you start a transfer, so the recipient will know exactly how much they’ll receive in their local currency. Remitly makes money through a small markup on the exchange rate, but they are transparent about any fees. For many corridors, transfers are fee-free when sending less than $500.
Fast Transfers
With Remitly, transfers typically arrive within 1-2 business days. They use local bank networks in many countries to deposit funds directly into your recipient’s bank account. In some cases though, cash can be picked up instantly at partner locations. Remitly also has strong anti-fraud protections in place to verify identities and prevent scams, which can slow some bank transfers.
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If you’re reading this blog, you’re likely trying to find some Cash App alternatives. Well — to use these apps you’re likely going to need a phone. Luckily, EASY Wireless is here to help!
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