Being able to save money monthly doesn’t have to be difficult. You don’t need an elaborate budget or have to pause all your pleasures in life. With just some simple spending habits, you could stash some cash without much effort. The best part is you won’t even miss it. When you look at your account balances in a couple of months, you’ll be pleasantly surprised at how much you’ve saved just by making some small changes in your daily routine.
In this blog post, we’re going to guide you on saving money each month – which can be one of the most rewarding habits you develop, giving you more financial freedom and opportunities to do things you’re passionate about. Read on to discover some painless ways to brighten your savings account each month.
Meal Plan to Reduce Food Waste
Let’s start with food — a very sizable expense for most people. Planning your meals ahead of time is one of the easiest ways to trim away at your grocery bill and reduce food waste. Take some time on Sunday and figure out what you want to have for dinner each night. Then make a list of all the ingredients you’ll need. Only spend money on what’s on your list when you go grocery shopping. This avoids buying more food than you’ll actually need in a week. Here are some more money-savings tips to further your grocery budget:
- Stock up on versatile ingredients that can be used in multiple meals like rice, pasta, olive oil, and eggs.
- Buy in-season produce which is usually cheaper. And don’t be afraid of frozen veggies – they last longer and are just as nutritious.
Cook extra and repurpose leftovers
When you do cook, make extra portions specifically to use in other meals. Cook once, eat twice! Things such as ground beef, quinoa, beans, and roasted veggies can be added to salads, wraps, soups, and stews. Bulk cooking staples on the weekends saves a ton of time during the week. So fire up that slow cooker or oven and get cooking.
Meal planning may require some extra effort but the rewards could be well worth it — both financially and nutritionally. Give it a go for a month and you’ll be amazed at how much you can save on your grocery bill and how little food you end up throwing in the trash.
Using Cash-Back Apps and Browser Extensions
Already saving money with cooking? Don’t worry — there are a bunch more ways to save money each month and build that bank account up, like using cash-back apps. Using cash-back apps and browser extensions is an easy way to save cash on stuff you buy online every month.
Many popular stores like Target, Walmart and Amazon offer browser extensions that automatically scour the web for the best deals and coupons. Download a few for your favorite shops and watch the savings add up each time you checkout.
Best Cash Back Apps For Saving-Money
Cash-back websites like Rakuten (formerly Ebates) or Ibotta are free to use and offer money back for purchases from thousands of stores. Download the apps or browser extensions and shop as usual. You’ll get notified of available cash-back offers as you browse, then receive quarterly payments for your savings. Also, using a service like Karma or Honey provides another way to save. They automatically search the internet for promo codes and coupons as you shop and try them at checkout to find the biggest discounts. You don’t have to search for coupon codes yourself and you’ll often save more than you expect.
Retailers also frequently offer coupon codes and promo links from their social media channels and newsletters. Be sure to follow your favorite stores on platforms like Facebook, Twitter, and Instagram to access exclusive deals and offers.
Automate Savings
Automating savings is a great way to save without even noticing. This means setting up automatic transfers to move money from your checking account to your savings account each month. The best part is, once it’s set up you can pretty much forget about it and let the automation do the work for you.
Start small
Don’t feel overwhelmed thinking you have to save hundreds each month right away. Even saving $50 or $100 a month adds up to $600 to $1200 a year. Set up an automatic transfer for whatever amount you can afford from your paycheck or checking account to your savings account each month with direct deposit. Don’t worry — if it turns out you can’t afford it, just bring some of the money back so you know how much you can do next month. As you get used to it, gradually increase the amount.
Make it a habit
After a month or 2, the automatic savings transfer will become second nature. You likely won’t even notice that money in your checking account is missing. And as your savings balance grows over time, your motivation to continue and increase the amount will build. Achieving small wins along the way will keep you on track to reach your bigger savings goals.
Consider a high-yield savings account
To make your money work even harder for you, look into high-yield savings accounts to hold your funds. These accounts typically offer higher interest rates than regular savings accounts. A rate difference of 1-2% can add up to hundreds of dollars more a year in interest.
EASIEST Way to Save Money: Apply For a FREE PHONE!
Whether you’re trying to save more money for vacation, deal with your credit card debt, or you want to build an emergency fund, hopefully after implementing these money-saving tips, your savings account will start to gain some traction.
What if we told you that there are even simpler ways to start saving money? Like applying for EASY Wireless’ FREE phone & data plan! By applying to programs like Lifeline & ACP, you could be eligible to receive benefits such as:
What Benefits Do You Receive With EASY Wireless?
Upon qualifying for one of the programs above with EASY Wireless, you receive the following benefits:
EASY Wireless Unlimited Plan
- FREE Unlimited Data
- FREE Unlimited Talk
- FREE Unlimited Text
- FREE SIM Card Kit and Activation
- Choose to Keep Your Number or Get a New One
How do I Apply For EASY Wireless Benefits?
To get started with EASY Wireless, apply online by clicking the below:
Start Saving Today!
Start Saving Today!
Or you can come to one of the EASY Wireless’s retail stores, where our customer service agent will help you apply for the benefits.
Either way, the first step is to provide proof of identity with a government-issued ID. This is so you can confirm your participation in one of the qualifying programs or that you meet the household income requirement.
We accept the following U.S. Government Issued ID:
- U.S. Driver License
- Certificate of U.S. Citizenship
- Certificate of Naturalization
- U.S. Passport
- U.S. Government, State or Tribal issued-ID
- U.S. Military ID cards
- Permanent Resident Cards
- Permanent Resident Alien Cards
You can show the following documents to prove that you are taking part in a government assistance program or use them as proof of active benefits:
- Statement of benefits from a qualifying Program.
- Notice letter of participation, such as an award letter
- Program participation documents, such as a screenshot from an online account.
- In order to show income, you can provide any of the following proofs:
- Unemployment Documentation
- Copy of your State or Federal income tax return.
- Three months’ worth of current pay stubs.
- Veterans Administration or SSI benefits letter.
- A divorce decree or child support document that states income.
- Retirement or pension statement.
Need More Than Just One Line of Service or an Additional Phone?
EASY Wireless is a full-service cellular store that cares about all of your communication needs. We have a wide range of pre-paid plans for every monthly budget and usage requirement. Also, we offer a selection of brand-name phones that combine quality, reliability, and the latest technology.
That’s not all – we also provide an array of amazing accessories to enhance your mobile experience. At EASY Wireless, we’re dedicated to providing exceptional service and ensuring you find the perfect plan, phone, and accessories to suit your lifestyle and preferences.
Visit us for all your cell phone and wireless service needs today!
