So you want to save some cash but don't want to feel like you're missing out on life's pleasures. We understand -- luckily, there are plenty of ways to stash some extra dough each month without adopting an extreme minimalist lifestyle. The key is making small changes that add up over time with money-saving hacks and easy lifestyle tweaks.
We're talking things like cutting the cord on cable, making your coffee and lunch at home, and using free apps to earn gift cards. You'll be mastering your personal finances in no time while still enjoying life's fun moments. Saving money doesn't have to be about sacrifice. With the right mindset and a few simple strategies, you'll be well on your way to financial freedom without feeling deprived.
Download Money Saving Apps
Firstly, if you want to save money without making drastic changes, you can start by downloading some budgeting apps. Here are some to consider:
Mint is a popular free app that tracks your spending and creates budgets. It categorizes your expenses, so you can see how much you’re spending in different areas like food, entertainment, and bills. Mint provides customized tips for cutting costs and saving more money each month. The app also lets you create financial goals and it builds a plan to help you achieve them.
Acorns is an app that automatically invests your spare change. It rounds up your purchases to the nearest dollar and puts that money into an investment portfolio. For example, if you buy a coffee for $4.65, Acorns will round that up to $5 and invest $0.35. You could also set up recurring contributions. While the amounts are small, the spare change can add up over time with compounding returns.
If you do a lot of online shopping, the RetailMeNot app can save you money. It provides promo codes and coupons for thousands of stores. Before you check out at any store, search for the store in the RetailMeNot app to find discount codes you can apply for instant savings. You can also set up alerts to get notified when your favorite stores release promo codes.
Invest in a Financial Advisor
Once you install some money-saving apps, you should also consider investing in a financial advisor to manage how you spend money. A good advisor will evaluate your entire financial situation, including income, expenses, insurance, estate planning, retirement accounts, and your other assets. They can then develop a customized roadmap to pay off debt, reduce fees, look for tax efficiencies, and help make the most of what you have using investing and budget optimization. Following their advice helps you gain control of your money in a way that still allows you to enjoy life.
While the upfront cost of an advisor may seem counterintuitive, their services can save you thousands each year with better management of your finances. The peace of mind that comes from having an expert supporting you is priceless. If it's done right, financial advising is a prime example of how to pinch pennies in the short term so you have a fuller savings account in the long run.
Apply For a high-interest credit card
If you're not in a place to hire a financial advisor, start by finding a high interest credit card. This can help you earn from the money you've already saved! Apply for high-interest credit cards that offer cash back, travel points, or other perks on your everyday spending.
Look for a card that offers at least 1-5% cash back on all purchases. Some cards offer higher rates for certain bonus categories like petrol, dining out, or groceries. Over time, the cash back you earn can really add up.
Save Food Money With The SNAP Program
Spend a lot of money on food each month? The Supplemental Nutrition Assistance Program (SNAP)3, formerly known as Food Stamps, provides monthly benefits for low-income households to purchase food. SNAP can help supplement your grocery budget so you don't miss out on a nutritious diet.
Applying For SNAP Benefits
Applying for SNAP is typically easy. You can apply in person at local SNAP offices or via mail in most states. To qualify, you'll need to provide information about your income, expenses, and household or family size. The limits vary by state, but usually, households must have a monthly income below a certain threshold.
Once approved, you'll receive an EBT card (like a debit card) to make food purchases at most major grocery stores and some farmers markets. The card can only be used to buy SNAP-eligible staples like:
- Bread, cereal, rice, and pasta
- Fruits and vegetables
- Meat, poultry, and fish
- Dairy products
SNAP benefits aim to provide for a nutritious diet, so items like alcohol, cigarettes, vitamins, medicines, and prepared foods are not eligible.
Save Cash by Receiving a FREE PHONE!
These days, it can be difficult to find spending money in your budget. But believe it or not, there are ways to reduce your monthly expenses so you keep some extra money for yourself. You may not even need to change your spending habits to save money!
With programs like Lifeline & ACP, it's easy to start saving extra cash by getting rid of your phone bill. Whether you need to plan your retirement savings, build an emergency fund, or you just want extra money, we can offer you some incredible benefits to help you lower unnecessary costs.
What Benefits Do You Get With EASY Wireless?
Upon qualifying for one of the programs above with EASY Wireless, you will receive the following benefits:
EASY Wireless Unlimited Plan
- FREE Unlimited Data
- FREE Unlimited Talk
- FREE Unlimited Text
- FREE SIM Card Kit and Activation
- Choose to Keep Your Number or Get a New One
How do I Apply For EASY Wireless Benefits?
To get started with EASY Wireless, apply online by clicking below:
Start Saving Today!
Or you can come down to one of the EASY Wireless's retail stores, where our customer service agent will help you apply for the benefits.
Either way, the first step is to provide proof of identity with a government-issued ID. This is so you can confirm your participation in one of the qualifying programs or that you meet the household income requirement.
We accept the following U.S. Government Issued ID:
- U.S. Driver License
- Certificate of U.S. Citizenship
- Certificate of Naturalization
- U.S. Passport
- U.S. Government, State or Tribal issued-ID
- U.S. Military ID cards
- Permanent Resident Cards
- Permanent Resident Alien Cards
You can show the following documents to prove that you are taking part in a government assistance program or use them as proof of active benefits:
- Statement of benefits from a qualifying Program.
- Notice letter of participation, such as an award letter
- Program participation documents, such as a screenshot from an online account.
- In order to show income, you can provide any of the following proofs:
- Unemployment Documentation
- Copy of your State or Federal income tax return.
- Three months' worth of current pay stubs.
- Veterans Administration or SSI benefits letter.
- A divorce decree or child support document that states income.
- Retirement or pension statement.
Need More Than Just One Line of Service or an Additional Phone?
EASY Wireless is a full-service cellular store that cares about all of your communication needs. We have a wide range of pre-paid plans for every budget and usage requirement. Also, we offer a selection of brand-name phones that combine quality, reliability, and the latest technology.
That's not all – we also provide an array of amazing accessories to enhance your mobile experience. At EASY Wireless, we're dedicated to providing exceptional service and ensuring you find the perfect plan, phone, and accessories to suit your lifestyle and preferences.
Visit us for all your cell phone and wireless service needs today!