Saving money is on everyone’s mind these days. From rising costs of living to the desire to spend on the things you actually care about, every dollar does count. The good news is, technology is making it easier than ever to stash some extra cash each month without too much effort on your part.
In this blog post we’ve rounded up five of the best money-saving apps that you should be taking advantage of right now. Whether you want to automatically send your spare change to your savings account, get cash back for shopping you’re already doing, or find lower prices on things you need, these apps have you covered. Keep reading to find out how you can save hundreds or even thousands a year using just your smartphone.
Mint - The Budgeting and Finance App
First, Mint is one of the best budgeting and personal finance apps. Once you connect your savings or checking account, loans, mortgages, investments, and bills, Mint gives you a complete picture of your financial life in one place.
Budgets that work for you
Mint makes it easy to create budgets that actually work for your lifestyle. Set budgets for things like food, entertainment, utilities, and more. Mint will alert you if you’re over budget so you can make adjustments. The app tracks your cash flow, spending patterns, and budgets over time so you can see what’s working and make changes.
Save money without trying
One of the best parts about Mint is that it helps you save money without much effort on your part. The app analyzes your accounts and bills to spot ways for you to save on interest charges, lower your utility bills or find better deals on insurance. Mint might notice you’re paying high interest on a credit card balance and suggest a lower-interest card you can transfer the balance to. It can also set budgets to help curb overspending in certain areas like dining out or entertainment.
Everything in one place
While Mint is not a bank, it puts all your banking services in one convenient dashboard. You can look at your spending and income patterns, account balances, bills due, budgets, investments, net worth, credit score and more with just a glance. Connect & monitor everything from your emergency fund to your investment account. The app sends alerts for large transactions, when bills are due, if your accounts drop below a balance threshold you set, and more. Mint is available on the web and mobile apps for iOS and Android, so you can stay on top of your finances anywhere.
Working with a financial technology company such as Mint is one of the easiest ways to gain control of your money and work towards financial freedom.
Ibotta - Earn Cash Back on Purchases
Next -- the Ibotta app is one of the easiest ways to save money on everyday purchases. Once you download the free app, you can start earning cash back on things you buy anyway like:
- Groceries: Link your loyalty cards from stores like Kroger, Safeway and Publix or snap a photo of your receipt to get cash back on hundreds of grocery items.
- Household supplies: Get cash back on everything from trash bags and cleaning supplies to personal care items like shampoo or toothpaste.
- Pet supplies: If you have a furry friend, you can earn cash back on pet food, treats, toys and more.
- Dining out: Craving takeout or eating at a restaurant? Ibotta partners with many popular dining spots like Chili's, Popeyes and Wendy's to give you cash back on your meal.
To start using Ibotta, just shop as you normally would, whether in-store or online. After, scan your receipt or link your loyalty card to get cash back within 48 hours. Once your balance reaches $20, you can withdraw your earnings with PayPal or gift cards. Referring friends to Ibotta is also an easy way to stack up bonus cash.
With more than 500 brands and thousands of products on the app, you're going to discover new ways to save each time you shop. The cash back really adds up over time, so make Ibotta part of your regular routine to put extra money back in your wallet. Plus, with Ibotta's welcome bonus, there's practically no monthly fees!
Rakuten - Get Cash Back While You Shop
Rakuten is a free app that gives you cash back when you shop at over 3,500 stores. Once you sign up for a free account, you just do your regular shopping at Rakuten partners like Macy's, JCPenney, and Best Buy, and you'll get a percentage of your purchase price back in the form of Rakuten “Rakuten Super Points.” Here's how Rakuten works:
- Install the Rakuten app on your phone or sign up on Rakuten.com. Create your free account by entering your email address.
- Shop at one of the over 3,500 participating stores with the Rakuten website or app. Rakuten will notify you of the percentage of cash back available for each store before you start shopping. Cash back rates vary from store to store, ranging from 1% to 40% or more.
- Rakuten tracks your purchases and issues you Rakuten Super Points for the amount of cash back you've earned. 100 points equals $1. You can then redeem your points for cash via PayPal, Venmo, gift cards or a check straight to your bank account.
- Use Rakuten's promo codes and coupons to save even more. Rakuten offers thousands of digital coupon codes and promo codes to stack on top of the cash back you earn.
Rakuten is a simple way to earn money for shopping you were going to do anyway. With cash back at thousands of stores and no fees or limits on the points you can earn, Rakuten is one money saving app everyone should start using today. Sign up now and meet your savings goals in no time!
Drop - Earn Points on Everyday Purchases
The Drop app makes it easy to earn points on the things you buy every day. Once you connect your bank accounts to the free app, start earning points for purchases at hundreds of popular stores and restaurants.
Earn Points on Essentials
Earn points whether you're grocery shopping at stores like Publix or Safeway, gassing up at Exxon or Shell, or grabbing takeout from Subway or Wendy's. Even your regular bills like cable, phone, and insurance qualify. As you shop, points are automatically added to your Drop account within 24 hours.
Redeem for Gift Cards
The best part is you can redeem your points for gift cards to your favorite stores and brands. Once you've earned at least 5,000 points (around $5), you can redeem for an electronic gift card and have it in your inbox within a couple of days. Brands include Amazon, Target, Starbucks, and more.
Refer Friends to Earn More
You can also earn bonus points by referring friends to Drop. When a friend joins using your referral code and links a card, they receive $10 applied to a $50 purchase.
Downloading Money Saving Apps? Have FREE Phone service on us!
If you're downloading some money-saving apps, chances are you likely wouldn't mind saving money on your phone bill as well. Luckily, you can now apply to EASY Wireless for unlimited data!
Whether you need to keep in touch with friends & family or you want to grow your savings accounts, here's what we're offering:
EASY Wireless Unlimited Plan
- FREE Unlimited Data
- FREE Unlimited Talk
- FREE Unlimited Text
- FREE SIM Card Kit and Activation
- Choose to Keep Your Number or Get a New One
To start with EASY Wireless, apply online by clicking the below:
Start Saving Today!
Or you can come to one of the EASY Wireless's retail stores, where our customer service agent will help you apply for your benefits.